Life

5 Easy Ways to Avoid ATM Fees

 

ATM fees (and even ATMs) themselves can become a thing of the past just by tweaking these few simple adjustments:

1. Write a check to yourself in the amount of cash you need to have on hand for that time frame and go to your bank or credit union directly.

2. If your bank/credit union is closed because of a weekend or holiday and you need $ in a flash, go to the store and buy something small with your debit card. Use the Cash Back feature.

3. Pay with your bank/credit union credit card (as long as it has a Visa or Mastercard logo which most of them do) and budget your expenses through Mint where you can monitor your expenses and budget.

4. Know the size and scope of the ATM locations that are available from your bank or credit union and also if your bank/credit union will reverse the charges when you roam.

5. Some ATM’s will charge a fee not just for withdrawels but for electronic transfers, balance checks and deposits which can very easily be done online through the website or if you use a site such as Mint.

Do you have any other helpful tips for avoiding pesky ATM fees? Please share below. 🙂

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